Borrowing money is a common part of life. Whether for an emergency, a major purchase, or an investment, loans can be a helpful financial tool. However, not every loan experience is positive—some borrowers encounter aggressive, unethical, or even illegal practices from...

As the holiday season approaches, many people need additional funds, whether for gifts, travel, or other seasonal expenses. Unfortunately, this is also a time when scammers are especially active, taking advantage of people who may be in a rush to secure quick cash. To...

Young professionals often face the dual challenge of managing their finances while striving for independence. With the right budgeting techniques, however, navigating through these financial waters can be less daunting. Let’s explore fundamental budgeting strategies...

“Debts are bad” is the general and traditional advice we get regarding money. But debt does not have to be a bad thing all the time. When faced with unexpected expenses, opportunities, or financial shortfalls, many turn to loans as a viable tool or solution to get...

If you or a loved one works as an Overseas Filipino Worker (OFW), you already know the challenges and sacrifices involved. But did you know that the Philippine government offers a variety of benefits and programs specifically designed to help you and your family? From...

Many young Filipinos today find themselves entangled in a web of financial obligations. Social media platforms have amplified FOMO (Fear of Missing Out), pushing individuals to spend beyond their means just to keep up with the aspirational lifestyles of social media...