If you or a loved one works as an Overseas Filipino Worker (OFW), you already know the challenges and sacrifices involved. But did you know that the Philippine government offers a variety of benefits and programs specifically designed to help you and your family? From financial security to health benefits, several resources are available to ensure you’re taken care of when you are abroad and when you return home.
In this blog, we’ll explore some of these government programs and share tips on how to make the most out of them. Moreover, Globewest Finance can provide an extra layer of support with OFW loans when you need them.
How government agencies support OFWs
A. OWWA (Overseas Workers Welfare Administration)
While working abroad, the Overseas Workers Welfare Administration (OWWA) is your government agency partner, providing services like emergency assistance, health benefits, and scholarships.
- Education. As an OFW, you’re working hard to provide a better future for your family, and that includes making sure your kids get the best education possible. OWWA offers educational scholarships for dependents of current and deceased members. They also have skills training that OFWs and their dependents can use for employment and information technology (IT) training so that OFW families can best use mobile and internet tools to stay connected.
- Medical, disability, and welfare. Life is unpredictable, and OWWA knows that. They offer insurance for disability, death, calamity, and job displacement.
- Livelihood and reintegration. When it’s time to come home, it can be tough to transition back to life in the Philippines. That’s where OWWA’s business grants, financial relief, and livelihood programs are helpful. They provide financial support and training to help you start your own business or find employment.
B. SSS (Social Security System)
Just because you’re working overseas doesn’t mean you should stop thinking about your future. SSS offers long-term financial benefits like pensions to take care of you when you’re older.
- Pension and retirement. All the hard work will pay off one day, and you’ll want to enjoy your retirement when that time comes. By staying up-to-date with your SSS contributions, you can look forward to receiving a pension when you reach retirement age. It’s like setting up a little “thank you” for yourself after years of hard work.
- Sickness, maternity, and disability. If you can’t work for a period of time, these benefits will help keep you afloat financially. And for all the amazing OFW moms out there, SSS offers maternity benefits that you can claim while working abroad.
C. PhilHealth
Your health is your wealth, and making sure you and your family are covered through PhilHealth is essential.
- Health insurance. As an OFW, you can maintain your PhilHealth membership so you and your dependents can access affordable medical care, whether it’s for hospitalization or routine checkups.
Make your dreams possible
Being an OFW is tough, but you don’t have to go through it alone. Plenty of government benefits and programs are designed to support you and your family — whether it’s through OWWA, SSS, or PhilHealth.
While the government provides a lot of support, sometimes you might still need extra financial help. If that happens, Globewest Finance is an OFW lending company that is ready to assist you and your family.
At Globewest Finance, we can help you cover emergency expenses, start a business, or secure your family’s future. By making the most of these resources, you can ensure a brighter and more secure future for yourself and your loved ones. Keep pushing forward, and remember that help is always available when you need it. Let’s make more possible!
